People exploring financial apps often research the sofi crypto wallet to understand how it manages digital assets. It works within a broader investment platform, allowing users to buy and hold supported cryptocurrencies alongside other assets. Access is account-based rather than fully self-custodial, which simplifies usage but limits direct private key control. Tech product teams build such wallets by integrating custody systems, compliance checks, transaction monitoring, and secure user authentication layers. They focus on balancing accessibility with regulatory standards and data protection. Reviewing custody structure and transfer policies can help determine if it aligns with your strategy.