Do pop ads still work to advertise financial services?

  • January 28, 2026 12:08 AM PST

    I’ve been seeing a lot of mixed opinions lately about pop ads, especially when it comes to financial offers. Some people say they’re outdated and annoying, while others quietly admit they still get results. That got me wondering if pop ads actually still work when you’re trying to advertise financial services, or if they’re just burning budget at this point.

    The main doubt for me was trust. Financial services already have a trust problem online. Users are cautious, ad platforms are strict, and one wrong move can get campaigns flagged. Pop ads don’t exactly scream “trustworthy,” so I always felt unsure about using them for finance. I kept thinking users would just close the tab instantly or worse, associate the offer with spam.

    I also spent time reading how others structure finance campaigns and what compliance friendly approaches look like. One article that gave me some clarity on how people approach this space was this guide on how to advertise financial services without tripping over common mistakes.

    I decided to test things lightly instead of fully committing. Nothing fancy. Just small budgets, different landing pages, and a few variations in messaging. What I noticed was interesting. Pops didn’t work well for high intent stuff like loan applications or insurance sign ups right away. Those users usually need more reassurance and time. But for awareness style campaigns or softer funnels, pops actually brought traffic faster than expected.

    That said, a lot didn’t work either. Generic creatives failed badly. Anything that looked pushy or too salesy died almost instantly. The bounce rates were ugly. Timing also mattered. Late night traffic behaved very differently compared to daytime users. It really felt like pops amplify whatever you put into them, good or bad.

    What helped was treating pop ads as a traffic starter, not a closer. When I adjusted my expectations and focused on pre selling content instead of direct conversion, the results improved. Clean pages, clear explanations, and no aggressive promises made a noticeable difference. Pops seem less about convincing and more about starting the first click.

    So do pop ads still work? I’d say yes, but only if you’re realistic. They’re not magic, and they’re not for everyone. Used carefully, they can support a broader strategy. Used blindly, they’ll just drain your budget and patience.